I live with my husband and my boyfriend — polyamory is the only way we can afford a home

Jennifer Martin shared that she and her husband, Daniel, faced financial difficulties paying rent until they welcomed an unexpected new tenant, her boyfriend Ty, into their home.

The polyamorous mom discussed their unique living arrangement with The Post on Wednesday, emphasizing the financial benefits amid rising inflation, as three working adults now share expenses.

"Daniel and I struggled financially before Ty moved in," stated Martin, a 35-year-old from Richmond, Virginia. "Housing was particularly challenging in this area."

Jennifer and Daniel, aged 35 and 36, respectively, married in 2008 and had two children together. In 2015, they decided to explore polyamory, and three years later, Jennifer met Ty, 33, who became her boyfriend.

Just before the COVID pandemic, Jennifer and Daniel invited Ty into their home to help share the rent. The trio splits the $1,537 monthly cost, with Ty contributing $700.

The financial relief extends beyond rent; Jennifer and Daniel cover groceries, while Ty handles utilities, Wi-Fi, and occasional expenses for their kids, with whom he has developed a close relationship.

Jennifer, a freelance editor, Daniel, a private school teacher, and Ty, a bank manager, together earn an annual income of about $155,000. They managed to save for a home and recently purchased a $325,000 four-bed, three-bath property.

Jennifer acknowledged Ty's crucial role in their ability to buy a house, stating, "I don't think we would have been able to buy a house without Ty." She highlighted the challenging financial situations faced by many millennials, particularly concerning student loan payments.

In their current rental, Jennifer alternates between Daniel's and Ty's bedrooms every two nights, a practice she plans to continue in their new home next month due to having kids.

While some polyamorous individuals advocate for separate bedrooms, Jennifer explained, "Since we have kids, that extra space is a luxury." She strives for fairness in sleeping arrangements between Ty and Daniel.

Jennifer clarified that both Ty and Daniel have other relationships. Daniel has a serious nonbinary partner, Ty has a long-distance partner in Pittsburgh, while Jennifer herself has two more casual relationships.

Despite the unconventional living situation, Jennifer emphasized the trio's happiness, strong relationships, and positive impact on her children, asserting that it goes beyond financial benefits. Raised in a conservative evangelical family, Jennifer opts to raise her children with a more tolerant mindset.